Planning Your Retirement Lifestyle For Your Golden Years

By Robert Pagliarini on July 27, 2016

How many words have been written about retirement? It’s a preoccupation for many, and we devote so much time, thought, and energy toward saving for the last day we go to work. Saving and investing in such a way that we no longer have to work may seem ideal at first, but it raises a…

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Global Market Volatility: How to Stay In & Weather the Storm

By Robert Pagliarini on

CFP Board Consumer Advocate Offers Tips on Dealing with a Turbulent Global Economy With Britain’s recent vote to leave the European Union, the stock market experienced a 700-point decline. In moments like these, the urge to do something with your U.S. and international equities can be overwhelming. In a recent article posted to LetsMakeaPlan.org, CFP…

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Economic Update 07/25/16

By Robert Pagliarini on July 25, 2016

GAINS IN HOME BUYING & HOUSING STARTS June brought a 1.1% rise in existing home sales. Analysts, polled by the Wall Street Journal, had forecast a 0.7% decline. In its new report, the National Association of Realtors said 33% of June sales involved first-time buyers, which was a 4-year peak. New Department of Commerce data…

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Protect Your Parents From Elder Financial Abuse

By Robert Pagliarini on July 20, 2016

We are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older – but many may think, “it won’t happen to my family” or “my relative is too smart to be taken in by this.” These assumptions are only wishful…

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Asset Protection: Using Long-Term Care Insurance

By Robert Pagliarini on July 19, 2016

How will you pay for long-term care? At the moment, you may not be able to answer that question – but long-term care insurance can provide an answer for you.  Why are baby boomers opting to make long-term care coverage an important part of their retirement strategies? The reasons to get an LTC policy at…

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Economic Update 07/18/16

By Robert Pagliarini on July 18, 2016

Two SIGNS OF A STRONGER ECONOMY Retail sales improved 0.6% in June, according to the Commerce Department, and the core gain was 0.7% with auto buying and home improvement purchases factored out. Industrial production rose 0.6% in June, making up for a 0.3% May loss. Both indicators could be taken as hints of solid second-quarter…

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Retirement Planning If You Are Under 40

By Robert Pagliarini on July 13, 2016

You know you should start saving for retirement before you turn 40. What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less? Structure your budget with the future in mind. Live within your means and assign a portion of…

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Economic Update 07/11/16

By Robert Pagliarini on July 11, 2016

A REASSURING JOBS REPORT June was the best month for hiring since October. Employers added 287,000 new jobs to their payrolls last month; analysts polled by Bloomberg forecast a gain of 180,000. The headline unemployment rate rose to 4.9% in the Department of Labor’s latest report, a reflection of more Americans looking for work. The…

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Essential Financial Planning for Divorced Women

By Robert Pagliarini on July 6, 2016

A divorce is one of the most stressful circumstances a woman can experience. It can leave you feeling as if some things are beyond your control. Do not let that feeling interfere with your effort to maintain control over your financial life. Financial planning after a divorce is not radically different than financial planning before…

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Money Habits That May Make You Richer

By Robert Pagliarini on

Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much better financial shape in the long run than other households. Some families see themselves as savers, others as spenders. The spenders…

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