Divorce Planning

A Gavron Warning is language that is seen in California divorces involving spousal support. Contrary to popular thought, permanent spousal support is not guaranteed regardless of how long the marriage lasted. In California, many people mistakenly misinterpret the “10 Year Rule” and believe that if they are married for 10 years or more they will…

MISSION VIEJO, California (February 7, 2014)  –  The Institute for Divorce Financial Analysts™ (IDFA™) is pleased to announce that Robert Pagliarini of Pacifica Wealth Advisors, Inc. in Mission Viejo, CA recently completed a specialized educational program in professional divorce analysis and is now a Certified Divorce Financial Analyst™ (CDFA™). Mr. Pagliarini is trained to provide…

Divorce hits close to home for me. When I was six years old my father left my mother to raise my four siblings and me. Our lives and our finances were turned upside down overnight. I witnessed firsthand what can happen without proper guidance and planning. As a result of my personal experience, I am…

A Qualified Domestic Relations Order — commonly called a QDRO (pronounced “quad-row”) is a court order most commonly used when a couple divorces that provides an ex-spouse with some ownership (usually 50%) of the other spouse’s retirement plan. For example, if the husband has $400,000 in his 401(k) account, the QDRO would call for the…

The term “out spouse” is commonly used by family law and divorce lawyers. When a couple is getting a divorce, sometimes both spouses have been involved equally in the financial decisions throughout the marriage. Maybe one paid the bills and worked with the CPA on the taxes while the other was in charge of investing…

  Once you make the decision to divorce, you begin the process of dividing the property, working out support payments, and dealing with children’s custody issues. Sometimes these things can be worked out between divorcing spouses and sometimes they require help from outsiders. The following are eight common options when it comes to divorce, and…

A Post-Divorce Action Plan from a Divorce Financial Planner You have just gone through one of the most challenging and difficult periods that a woman can experience in her life – a divorce. While many things may still be in up in the air, one aspect of your life that you should make sure you’re…