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It's Never too Early for Retirement Financial Planning

Do you need help creating a solid financial plan for retirement? We’ve helped hundreds to create a lifetime stream of income so they can retire according to their dreams. We'd love to help you, too!

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Start financial planning for retirement today to create a lifetime of income.

What do you imagine in retirement?

Do you want nothing more than to leave work, commute, and bosses behind and enjoy relaxing and carefree days? Do you want to travel, or spend more time closer to home? Do you want to volunteer more or spend more time on your hobbies?

Our mission is to help you financially plan your retirement so your dreams become reality. These are the key years that can make or break a retirement. Hire a financial planner for retirement to ensure you’re making the correct financial decisions to support your dreams. Pacifica Wealth help you create a financial plan which encompasses your financial security and the retirement you dream of.

We help you develop lifetime income. A good investment retirement plan should provide you with a consistent monthly check regardless of what is happening in politics, the economy, or the stock market. Contact us today to learn more about financial planning for retirement.

Fee-only advisor

Pacifica Wealth receives no commissions and does not have any proprietary investment products. Pacifica Wealth provides financial advice we think is best for your situation.

Clean Record

You've worked hard for your money, and the financial advisors working for you should be clean and honest. Rest assured, Pacifica Wealth Advisors has never had any regulatory issues or complaints.

Experience

Experience matters when choosing a financial planner, and with nearly three decades of financial planning and investment experience, Pacifica Wealth has the expertise you can trust.

Fiduciaries

Robert at Pacifica Wealth Advisors is a fiduciary financial advisor dedicated to always putting his clients' interests first, ensuring you receive unbiased advice tailored to your needs.

Independent

At Pacifica Wealth Advisors, we don’t push promotional products. Instead, we focus solely on recommending strategies and investments that are genuinely in your best interest, tailored to your unique financial goals.

Transparent

Relationships are built on trust. Working with a financial advisor is a big decision. Pacifica Wealth Advisors try to make everything as transparent as possible so there are no surprises.

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Choose a fiduciary

Robert Pagliarini, Ph.D., CFP®, is a fiduciary, which means he is legally and ethically bound to act in the best interests of his clients.

Pacifica Wealth helps you create a lifetime of income for retirement

Pacifica Wealth spends a great deal of time with our clients to make sure we are taking advantage of every opportunity we can during planning for retirement. We try to leave no stone unturned and no strategy unexplored.

Make sure you are getting the right retirement financial advice now so when it comes time to retire, you can rest a little easier knowing you did everything you could.

Develop an income plan for life

Create an asset allocation that provides growth and income

Build a low-cost investment portfolio

Focus on risk reduction

Defer and/or minimize income taxes

Set up an automatic monthly retirement income payroll plan

Ensure the estate plan is completed

Pay down/off debt

WE TRY TO SOLVE “THE NASTIEST AND HARDEST PROBLEM IN FINANCE."

How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a Ph.D. from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where we come in. Financial planner Robert Pagliarini has a Ph.D. in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.

How we help

Meet the Financial Planner

Robert Pagliarini, PhD, CFP® is the founder of Pacifica Wealth Advisors and has nearly three decades of experience as a fiduciary financial advisor focused on retirement planning and managing sudden wealth.\

You may have seen him on The Today Show, 20/20, Dr. Phil or Good Morning America as an expert in personal finance. Robert hold a Ph.D. in financial and retirement planning and is a Certified Financial Planner® practitioner as well as a CFP® Ambassador, one of less than 50 in the country!

Learn more
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Meet the Financial Planner

Robert Pagliarini, PhD, CFP® is the founder of Pacifica Wealth Advisors and has nearly three decades of experience as a fiduciary financial advisor focused on retirement planning and managing sudden wealth.

You may have seen him on The Today Show, 20/20, Dr. Phil or Good Morning America as an expert in personal finance. Robert hold a Ph.D. in financial and retirement planning and is a Certified Financial Planner® practitioner as well as a CFP® Ambassador, one of less than 50 in the country!

Learn more

EMAIL COURSES ON FINANCIAL PLANNING BEFORE RETIREMENT

Retirement financial planner Robert Pagliarini, PhD, CFP® provides insight on investments and lifestyle through free courses.

Saving For Retirement

Save often & save early. Whether you’re a young millennial just getting started, or an...
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All About Retirement Planning

How will you know when you have enough to retire? Should you retire at age...
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Forbes Financial Divorce Topics Robert Pagliarini

Read Robert's articles on financial planning for retirement & more on Forbes.

COMMON QUESTIONS ABOUT PLANNING FOR RETIREMENT

Pacifica Wealth has been helping answer questions like these regarding financial planning for retirement for nearly three decades.
  • Am I on the right track for retirement or should I do something different with my spending, saving, or investing?
  • What should I be thinking about and doing before I retire?
  • Am I taking too much or too little risk with my investments?
  • How much do I need to have saved before I can stop working?
  • How should my portfolio be allocated knowing I'm going to be retiring soon?
  • Am I on the right track for retirement or should I do something different with my spending, saving, or investing?
  • What should I be thinking about and doing before I retire?
  • Am I taking too much or too little risk with my investments?
  • How much do I need to have saved before I can stop working?
  • How should my portfolio be allocated knowing I'm going to be retiring soon?
  • If my taxes are going to go down in retirement, what should I do now while I'm still working?
  • Are there non-financial issues I should be thinking about before I retire?
  • What are the biggest risks to my financial plan that could delay my retirement?
  • When should I take Social Security?
  • If my taxes are going to go down in retirement, what should I do now while I'm still working?
  • Are there non-financial issues I should be thinking about before I retire?
  • What are the biggest risks to my financial plan that could delay my retirement?
  • When should I take Social Security?
Reach us at (949) 305-0500