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Recessions and Depressions: The More Prozac Lesson

By Robert Pagliarini on June 7, 2021

Just one more depressing lesson, and then we’re done. I promise! Next, we’ll talk about recessions and depressions. Unlike corrections and bear markets, where these terms describe the stock market going down, recessions and depressions describe how much the economy is going down. A recession is when a country’s economy, meaning the goods and services…

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Corrections and Bear Markets: The Prozac Lesson

By Robert Pagliarini on June 4, 2021

These next two lessons suck. I mean, the lessons are okay, but the content is awfully depressing. But we are all big boys and girls. As investors, we shouldn’t kid ourselves. Let’s have an honest look at what happens when things don’t go as planned. By the end of these lessons, you’ll be familiar with…

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Technical vs. Fundamental Analysis

By Robert Pagliarini on June 2, 2021

In the investment world, this is like the rivalry between the NY Yankees and Boston Red Sox. I find that people are often in one camp or the other. And each will tell you why they are right and how the other group doesn’t know what they are talking about. The two camps are technical…

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Realized Versus Unrealized Gains/Losses

By Robert Pagliarini on May 28, 2021

Not as complicated as it sounds There might be a few new words you will not be familiar with in this lesson, but trust me when I say you’ll want to know what these mean. And sadly, many investors aren’t even sure what they mean, but you will! Take a look at the charts above.…

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What is Socially Responsible Investing?

By Robert Pagliarini on May 26, 2021

As a consumer, you vote every time you buy something. By buying this over that, you’re effectively saying, “I support this company and not that company.” A single dollar has little power, but when you are spending thousands of dollars in a year and millions of others are spending thousands of dollars in a year,…

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What is Dollar Cost Averaging?

By Robert Pagliarini on May 24, 2021

This is a phrase you might hear from time to time. Dollar cost averaging. It’s kind of a cool technique, and you should be somewhat familiar with what it is, as it can help you make more money as an investor. Let’s look at two investors… Think of these two investors in terms of the…

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Making Money With Compound Investing

By Robert Pagliarini on May 21, 2021

Have you heard this quote from Einstein? “Compound interest is the most powerful force in the universe.” No? That’s okay because he actually never said it. It’s one of those quotes that financial folks like me repeat because it sounds good and makes us look smart. That’s okay, though. Just because Einstein didn’t actually say…

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Should I Reinvest Dividends?

By Robert Pagliarini on May 19, 2021

Remember when we talked about the two ways to make money as an investor? Come on! It wasn’t that long ago, was it? The two ways are: (1) The value of the investment goes up (2) Income So if you buy a house for $100,000 and it goes up to $125,000, that $25,000 is growth,…

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So, How Did My Investment Do?

By Robert Pagliarini on May 17, 2021

Why your 10% return is bad and why your -5% return is great If you finish a game of bowling, you can see your score. After you take the SAT, you see how you did. If you invest, you can see what return you got. Simple. But it’s not quite that simple. If I told…

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