What happens when you die? According to the Catholic tradition . . . no, don’t worry. This is not a religious or philosophical discussion about what happens to you when you die. We want to know what happens to your stuff and your money when you die. Now that’s interesting. Think about it. A person…
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6 tips to protect yourself from the next Bernie Madoff There is a date that will live in infamy. On December 11, 2008, anyone with an investment or bank account took a collective gasp. It was on this day that Bernie Madoff was arrested by the FBI on suspicion of committing the largest Ponzi scheme…
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Here’s a sound you never want to hear… Imagine you are sitting at home one quiet evening and you get a knock at your door. You open the door and there is a stranger staring back at you who asks, “Are you so-and-so?” After answering yes, they respond, “You have just been served.” You tremble…
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40 years to earn it; a moment to lose it Once, I was preparing for a long bike ride – it was going to be nearly 60 miles. I put on my fancy bike shoes and spandex shorts, packed some energy bars, and secured a big water jug to the back of my bike. And…
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This insurance can be a real life saver… You are practically an expert at this insurance stuff by now. No, seriously. You probably know more than 90% of the population about insurance. Congrats! But there’s one more type you should know about. It’s called job insurance. Actually, that’s not what it’s called, but that’s really…
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It’s really pretty simple… Earlier I said there were two categories of insurance. One is for stuff and the other is for people. We did the stuff thing; now it’s all about you! There are lots of different kinds of insurance for people. Insurance for people, as you could guess, is insurance on a person.…
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The least understood but most important type of insurance I grew up in the Pacific Northwest where it rains. Not a little, but a lot. That’s why I’m such a big fan of something called umbrella liability insurance. If you’re like me, you go through a lot of umbrellas. You lose them, or in a…
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No one cares about this stuff, but it’s also super important. I’m going to make this short and sweet and give you just what you need to know and nothing more. You’ll know more about insurance than 95% of the population in about five minutes. First thing to understand: there are two main categories of…
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How are advisors compensated? Ah, very good question! Let’s talk about the ways an investment advisor or financial planner can be compensated. Hourly Fee. This is the easiest to understand. You get together and pay the advisor for their time. I guess the advantage of this is you control the cost. You know exactly what…
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And now, a short screenplay break. FADE IN EXT. WORKSHOP – DAY NAIL Hey there, Hank! How’s it swingin’? HAMMER You know me. I’m swingin’ just fine. NAIL Can you help me? HAMMER Of course, darling. Hammer hits Nail into a large wooden board. NAIL Thanks, Hank! HAMMER Always happy to help. INT. WORKSHOP –…
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