The gift that keeps on giving… I’m so excited! I just bought a trucker hat, the Nookie Limp Bizkit album, Gigli movie tickets, and a Motorola StarTac flip phone. How cool is that? Yes, I’m aware that all this stuff was popular in the year 2000. But if you really need to know, I’ve been…
Read MoreThe problem with credit cards is . . . Oh, who am I kidding? Credit cards are awesome! You know it. I know it. You know I know it. Think about it. You get an idea for something you want. You don’t have any money. You pull out this magical plastic card and the thing…
Read MoreHere’s a riddle for you. What’s hard to get but easy to lose? A girlfriend in high school. Sorry, too personal. The real answer is money, of course! Here’s a couple of tips I shared on CBS that may help you cut back a bit without even noticing. 1. Don’t budget. I know, I know.…
Read MoreGood Morning America loved what I’m about to share with you so much, they had me back three times. Why did they like it? Because it’s an easy and painless way to cut your expenses. All you have to do is PERK. No, I didn’t say twerk. I said PERK. Make a list: The first…
Read MoreHave you seen the $18,000 iPhone? No? Think again. Hold up your smartphone. Are you looking at it? So not only have you seen the $18,000 phone, you bought one. Yup. That sucker you’re holding cost you $18,000. If the latest iPhone is on sale for $500, how much does it cost? What is the…
Read MoreWhy do we buy what we buy? Maybe you have to have a $2,000 Gucci purse. Maybe this is a must-have for you. You wouldn’t possibly carry around something less regal than this. Why? Is the Gucci purse better at carrying your wallet, cell phone, and Advil? Do less expensive purses have holes? Do the…
Read MoreA discount brokerage firm is another way you can invest your money. A discount brokerage firm is a DIY approach. Here, won’t need an advisor to work with you. Instead, you are going to be able to research and buy and sell stocks, bonds, mutual funds, and ETFs yourself. If I need to change the…
Read MoreOne option as an investor is to invest your money with and through an RIA. An RIA is a Registered Investment Advisor. What’s so significant about an RIA? An RIA is a financial firm that can advise clients about their investments, insurance, and general financial planning topics. Some RIAs only act as advisors to your…
Read MoreAs an investor, you could also invest with a brokerage firm. Why is it called a brokerage firm? Well, they act as brokers. Meaning, they are middlemen and women who sit between you (the investor) and the investments. Brokerage firms can be big firms, such as Merrill Lynch, UBS, and Goldman Sachs, and they can…
Read MoreThe question here is not “What should I invest in?” but instead, “Where should I invest?” You probably want to know your options, don’t you? One option is to invest with a mutual fund company. What’s a mutual fund company? It’s a company that has created at least one mutual fund that investors can invest…
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