Is saving money only for the wealthy? Most advisors and financial experts will tell you that the only way to become wealthy is to save. The good news is that this is not true. There are ways to become wealthy without saving. For example, you can inherit money, win a lawsuit settlement, start a company…
Read MoreWhat do you think the two types of income are? Does it really matter? Who cares? I mean, income is income. It’s all good. Are you really going to hesitate when someone hands you a check while you try to figure out what type of income you are receiving? I do think it’s important to…
Read MoreAs the 2020-21 school year begins, students of all ages are facing many changes to their school experiences due to the COVID-19 pandemic—whether transitioning to remote instruction or instituting mask-wearing within school buildings. These changes may exacerbate annual back-to-school stress, as parents and students navigate covering the many back-to-school expenses. To help, understand your opportunities…
Read MoreLately I’ve been reading and watching a lot of World War II documentaries (Netflix has a series called WWII In Color that is excellent). The more I learn about that war and the other wars our soldiers have fought in the more I understand and appreciate this holiday. I used to think about it as…
Read MoreWe’ve seen strong gains in the last few weeks from the March 23 low. The questions on many investors’ minds are why and will it last. There is a divergence between the reality of today (e.g., virus spread, lock-downs in many states, record unemployment claims, greatly reduced corporate earnings, rise in bankruptcies, etc.) and what…
Read MoreEvery day I feel humbled when I hear how companies are responding to the coronavirus. There are feel-good stories about how distilleries have shifted to producing hand sanitizer and how companies such as Apple have donated 9 million medical masks to healthcare workers. There are other stories about how innovative companies are devising ways to…
Read MoreI am very proud to announce that after nearly four years of long nights and weekends, I have successfully earned a PhD in financial and retirement planning from the American College. It’s been quite a journey! My dissertation is titled Role of Parent-Provided Financial Education on Financial Beliefs, Financial Behaviors & Financial Satisfaction. If you…
Read MoreRobert Pagliarini was recently recognized by Investopedia as one of the top 100 financial advisors of 2019 nationally, as well as one of the top 22 financial advisors in California. The Investopedia 100 annually selects leading financial advisors across the country who are impacting education and strategies for investing, wealth management and financial planning. Top-of-the-industry…
Read MoreWe’re proud to announce that Pacifica Wealth Advisors has been named one of the 2019 top financial advisors in Irvine by Expertise. This hand-selected list by the team at Expertise is based on excellence across five categories, including reputation, credibility, experience, engagement and professionalism. We put our clients’ interests first and strive to continue providing…
Read MoreWe are thrilled to be NAPFA-Registered financial advisor! The National Association of Personal Financial Advisors (NAPFA) holds one of the highest standards in the advisory industry. The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those…
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