Privacy Policy

Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is provided to you on behalf of Pacifica Wealth Advisors Inc. (“PWA”). You may also view our client Privacy Policy.

Information We Collect: In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:

Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;
Information about your transactions with us, our affiliates, or others;
Information about your visit to and store that information in web server logs, which are records of the activities on our sites. The servers automatically capture and save the information electronically. The information we collect in web server logs helps us administer the site, analyze its usage, protect the website and its content from inappropriate use and improve the user’s experience.

Categories of Information We Disclose: We may only disclose information that we collect in accordance with this policy. PWA does not sell customer lists and will not sell your name to telemarketers.

Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your account at PWA, except under the following circumstances:

To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company, other investment advisers;
To comply with broker-dealer firms that have regulatory requirements to supervise certain representatives’ activities;
To third parties who perform services or marketing, client resource management or other parties to help manage your account on our behalf;
To your attorney, trustee or anyone else who represents you in a fiduciary capacity;
To our attorneys, accountants or auditors; and
To government entities or other third parties in response to subpoenas or other legal process as required by law or to comply with regulatory inquiries.

How We Use Information: Information may be used among companies that perform support services for us, such as data processors, client relationship management technology, technical systems consultants and programmers, or companies that help us market products and services to you for a number of purposes, such as:

To protect your accounts/non-public information from unauthorized access or identity theft;
To process your requests such as securities purchases and sales;
To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or PWA;
To service your accounts, such as by issuing checks and account statements;
To comply with Federal, State, and Self-Regulatory Organization requirements;
To keep you informed about financial services of interest to you.

Regulation S-AM: Under Regulation S-AM, a registered investment adviser is prohibited from using eligibility information that it receives from an affiliate to make a marketing solicitation unless: (1) the potential marketing use of that information has been clearly, conspicuously and concisely disclosed to the consumer; (2) the consumer has been provided a reasonable opportunity and a simple method to opt out of receiving the marketing solicitations; and (3) the consumer has not opted out. PWA does not receive information regarding marketing eligibility from affiliates to make solicitations.

Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.

Cyber Security: Internal policies and procedures are in place to address cyber security. A copy of this policy is available up on request.

Succession Planning: In the event that the owner(s) of PWA retire, become incapacitated or perish unexpectedly, your information would be disclosed to an unaffiliated third party for the purposes of facilitating a business succession plan. A change in control of ownership of PWA would require your consent, as dictated by your signed agreement with PWA, in order to continue providing services to you.

Your Right to Opt Out: Federal privacy laws give you the right to restrict some sharing of your personal financial information. These laws balance your right to privacy with PWA’s need to provide information for normal business purposes. You have the right to opt out of some information sharing with companies that are (1) Part of the same corporate group as your financial company (or affiliates); or (2) Not part of the same corporate group as your financial company (or non-affiliates). Choosing to restrict the sharing of our personal financial information will not apply to (1) Information about you to firms that help promote and market the company's own products or products offered under a joint agreement between two financial companies; (2) Records of your transactions--such as your loan payments, credit card or debit card purchases, and checking and savings account statements--to firms that provide data processing and mailing services for your company; (3) Information about you in response to a court order; and (4) Your payment history on loans and credit cards to credit bureaus. If you opt out, you limit the extent to which PWA can provide your personal financial information to non-affiliates.

Closed or Inactive Accounts: If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.

Complaint Notification: Please direct complaints to our contact us form.

Changes to This Privacy Policy: If we make any substantial changes in the way we use or disseminate confidential information, we will notify you. If you have any questions concerning this Privacy Policy, please use our contact us form.

Cookie Policy

Last Updated: 2/28/2025

1. Introduction

Pacifica Wealth Advisors ("we," "our," "us") uses cookies and similar tracking technologies on our website to enhance user experience, analyze site traffic, and provide relevant content. This Cookie Policy explains what cookies are, how we use them, and how you can manage your cookie preferences.

By continuing to use our website, you consent to the use of cookies as outlined in this policy.

2. What are cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They help websites remember user preferences, improve functionality, and collect data to enhance user experience.

3. How we use cookies

We use cookies for various purposes, including:

Essential cookies: Necessary for the website to function properly, such as enabling secure login and navigation.
Analytical cookies: Help us understand how visitors interact with our website by collecting data (e.g., Google Analytics).
Functional cookies: Enhance usability by remembering user preferences, such as language settings.

4. Third-party cookies

We may use third-party services (e.g., Google Analytics, social media plugins) that set cookies on our site. These third parties may have their cookie policies, which we encourage you to review.

5. Managing your cookie preferences

You have the option to manage and control cookies in the following ways:

Browser settings: Most web browsers allow you to block or delete cookies. Check your browser’s help section for instructions.
Cookie consent banner: When you visit our website, you will be shown the cookie warning and have a change to agree.
Opt-out tools: There are no tools to opt-out of our cookie policy.

6. Changes to this policy

We may update this Cookie Policy occasionally to reflect changes in regulations or our use of cookies. Any updates will be posted on this page with a revised "Last Updated" date.