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Are You Retired and Concerned About Being Financially Secure? We Can Help You Align Your Portfolio With Your Goals.

Robert Pagliarini, PhD, CFP® provides customized plans and investment management services.

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Is your financial plan working as hard as you did?

Are you concerned you’ll run out of money in retirement? Or if your portfolio isn’t invested correctly? Or maybe you need a second opinion your financial plan for retirement will keep you comfortable and secure.

Pacifica Wealth has worked with hundreds of retirees who had similar questions. We help them gain clarity and confidence in their financial plan after retirement.

Fee-only advisor

Pacifica Wealth receives no commissions and does not have any proprietary investment products. Pacifica Wealth provides financial advice we think is best for your situation.

Clean Record

You've worked hard for your money, and the financial advisors working for you should be clean and honest. Rest assured, Pacifica Wealth Advisors has never had any regulatory issues or complaints.

Experience

Experience matters when choosing a financial planner, and with nearly three decades of financial planning and investment experience, Pacifica Wealth has the expertise you can trust.

Fiduciaries

Robert at Pacifica Wealth Advisors is a fiduciary financial advisor dedicated to always putting his clients' interests first, ensuring you receive unbiased advice tailored to your needs.

Independent

At Pacifica Wealth Advisors, we don’t push promotional products. Instead, we focus solely on recommending strategies and investments that are genuinely in your best interest, tailored to your unique financial goals.

Transparent

Relationships are built on trust. Working with a financial advisor is a big decision. Pacifica Wealth Advisors try to make everything as transparent as possible so there are no surprises.

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Choose a fiduciary

Robert Pagliarini, Ph.D., CFP®, is a fiduciary, which means he is legally and ethically bound to act in the best interests of his clients.

WE TRY TO SOLVE “THE NASTIEST AND HARDEST PROBLEM IN FINANCE."

How much income can you safely withdraw from your retirement accounts without risking running out of money? It seems like a simple and straightforward question, but would you be surprised that a Nobel Prize-winning economist said that this is "the nastiest and hardest problem in finance?" If a PhD from Stanford thinks this is the biggest challenge, it means it requires a great deal of planning. This is where Pacifica Wealth comes in. Robert Pagliarini, Ph.D., CFP®, has a PhD in retirement planning and works to solve this "nastiest and hardest problem" and give his clients confidence.

How we help

Working towards a lifetime stream of income in retirement

For nearly three decades, Robert has helped retirees with many aspects of their financial retirement plans. He understands that the decisions you make during retirement can mean the difference between having assets and income grow or shrink as you age. He'll implement strategies to help reduce the risk in your portfolio and better provide a lifetime stream of income.

As your retirement financial planner, Pacifica Wealth focuses on helping you:

Ensure you have retirement-ready investments

Frequently review the retirement financial plan and be willing to shift

Have the right mix of growth and safety in your portfolio

Maximize Social Security income in retirement

Purchase protection from the most common risks while retired

Efficiently make required minimum distributions from retirement plans

Prudently convert your financial assets into income

Add multiple sources of income if necessary

Meet the Financial Planner

Robert Pagliarini, PhD, CFP® is the founder of Pacifica Wealth Advisors and has nearly three decades of experience as a fiduciary financial advisor focused on retirement planning and managing sudden wealth.\

You may have seen him on The Today Show, 20/20, Dr. Phil or Good Morning America as an expert in personal finance. Robert hold a Ph.D. in financial and retirement planning and is a Certified Financial Planner® practitioner as well as a CFP® Ambassador, one of less than 50 in the country!

Learn more
robert-pagliarini-financial-advisor-orange-county-irvine-financial-planner

Meet the Financial Planner

Robert Pagliarini, PhD, CFP® is the founder of Pacifica Wealth Advisors and has nearly three decades of experience as a fiduciary financial advisor focused on retirement planning and managing sudden wealth.

You may have seen him on The Today Show, 20/20, Dr. Phil or Good Morning America as an expert in personal finance. Robert hold a Ph.D. in financial and retirement planning and is a Certified Financial Planner® practitioner as well as a CFP® Ambassador, one of less than 50 in the country!

Learn more

EMAIL COURSES ON MAKING A SUCCESSFUL RETIREMENT

Retirement financial planner Robert Pagliarini, PhD, CFP, EA shares his insight on how to live the retirement of your dreams.

A Happy & Healthy Retirement

What will your life look after retirement? What constitutes a successful retirement? What steps can...
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Rethinking Retirement

Forget everything you know about retirement planning. Disregard all the retirement assumptions, adages and myths....
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Forbes Financial Divorce Topics Robert Pagliarini

Read Robert's past articles on financial planning for retirement & more on Forbes.

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Manage and track your finances 24-7

Whether you're newly retired in sunny Las Vegas  - or have been retired for years in California - we can ensure your financial plan worked as hard as you did! We work with many retirees across the country.  Pacifica Wealth utilizes a sophisticated financial planning platform and can handle all paperwork, meetings, and more 100% online.

Optimized financial planning in retirement

Success or failure in the post-retirement phase depends on many factors which should be explored and optimized for your situation. The strategy and decisions you make at & throughout retirement can mean the difference between having assets and income grow as you age or shrink as you age.

Many retirees and advisors inaccurately think the “point of significance” is right at retirement. However, this is not true. There is not just one point of significance. Each day in retirement is a point of significance and the decisions can either improve or deteriorate your retirement success.

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THE MOST COMMON QUESTIONS ABOUT RETIREMENT

Pacifica Wealth has been helping answer these questions regarding retirement financial planning for nearly three decades.
  • Do I have enough saved and invested to retain my current lifestyle?
  • What should I be thinking about and doing now that I am retired?
  • Am I taking too much or too little risk with my investments?
  • How should my portfolio be allocated in retirement?
  • How should I take advantage of my lower tax rate?
  • Are there non-financial issues I should be thinking about in retirement?
  • What are the biggest risks financially in retirement?
  • When should I take Social Security?
  • Can I afford to help my kids financially now that I’m retired?
  • How should I take advantage of my lower tax rate?
  • Are there non-financial issues I should be thinking about in retirement?
  • What are the biggest risks financially in retirement?
  • When should I take Social Security?
  • Can I afford to help my kids financially now that I’m retired?
Reach us at (949) 305-0500